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Improving#30 of 115 by 1M spread

Regional Banks vs the S&P 500 (KRE): is it outperforming?

Over the past month, KRE has outperformed the S&P 500 by 1.1 points. Here is where that puts it in the sector rotation — updated daily.

1M spread vs SPY
+1.1 pts
Quadrant
Improving
Momentum
Weakening
RS health
Fading
Holdings P/E
14.2×

Where KRE sits on the rotation map

Regional Banks highlighted against the 11 broad S&P 500 sectors. Vertical: 1-month spread vs the S&P 500. Horizontal: the longer, time-shifted window — the methodology explains the math.

KRE vs SPY: head-to-head returns

KRE (regional banks) and SPY (the S&P 500) side by side over every window Zensei tracks. The spread is the difference — positive means KRE won that window.

Window
KRE
SPY
Spread
1 week−0.1%+0.6%−0.6 pts
2 weeks+0.3%+1.5%−1.1 pts
1 month+2.8%+1.6%+1.1 pts
3 months+8.9%+8.5%+0.3 pts
6 months+13.3%+9.5%+3.8 pts
1 year+20.8%+21.7%−0.9 pts

Data as of 2026-07-14 · computed from daily adjusted closes · how we measure

The read

Regional Banks (KRE) has just turned the corner. Over the longer, time-shifted window it trailed the S&P 500 by 0.9 points, but over the past month it has moved clearly ahead of the market — a 1.1-point edge that puts it in the improving quadrant. Ranked by one-month spread, it currently stands #30 of the 115 groups Zensei tracks.

On the shorter tape, KRE's momentum is weakening: the intraday trend that carried the move is cooling across the shorter windows. KRE's relative-strength line has dropped below its moving averages — the outperformance trend is fading. Both signals point the same direction here: the market is not rewarding this group on either horizon.

The exposure comes via SPDR S&P Regional Banking ETF, whose 159 tracked holdings are led by FIRST BANCORP, PINNACLE FINANCIAL PARTNERS INC and UMB FINANCIAL CORP. Weighted by portfolio, the fund's holdings trade at roughly 14.2× earnings and 4.8× sales. The thing to watch from here is confirmation: improving groups that hold a positive one-month spread long enough for the longer window to turn are the classic early-rotation entries — the ones that fail fall back quickly.

What's inside KRE

Top 5 of 159 tracked holdings, by portfolio weight.

Holding
Weight
1M
FBPFIRST BANCORP
1.5%+4.5%
PNFPPINNACLE FINANCIAL PARTNERS INC
1.4%+4.0%
UMBFUMB FINANCIAL CORP
1.4%+5.3%
AUBATLANTIC UNION BANKSHARES CORP
1.4%+3.8%
CFGCITIZENS FINANCIAL GROUP INC
1.4%+3.9%
154 more holdings — each measured against the sector, with momentum and relative strengthUnlock with Premium

Regional Banks vs the market — common questions

Is regional banks outperforming the S&P 500?

Right now, yes: over the past month KRE has outperformed the S&P 500 by 1.1 points. This page updates daily, so the answer reflects current market data rather than a dated article.

What is KRE?

KRE is SPDR S&P Regional Banking ETF, the fund Zensei uses to measure the regional banks group against the S&P 500 benchmark (SPY).

Which stocks are in KRE?

KRE's largest tracked positions are FIRST BANCORP, PINNACLE FINANCIAL PARTNERS INC, UMB FINANCIAL CORP, ATLANTIC UNION BANKSHARES CORP, CITIZENS FINANCIAL GROUP INC — 159 holdings in total. The full list, with each stock measured against the group, is part of Zensei Premium.

What quadrant is regional banks in right now?

As of the latest daily data, regional banks is in the improving quadrant — behind the market over the longer window, but ahead over the past month. The quadrant rules are documented on the Zensei methodology page.

Related sectors

Track regional banks against the whole market

Zensei Edge maps 100+ sectors and themes against the S&P 500 — with the stocks inside each one, rotation history and alerts when leadership changes hands.