Trailing the market and fintech stocks

SoFi Technologies (SOFI) stock vs the S&P 500 and fintech stocks

As of 2 October 2026, SoFi Technologies (SOFI) is trailing both the S&P 500 and fintech stocks as a group (FINX) over the past three months.

Prices as of 2 October 2026

SOFI 1M

−7.5%

S&P 500 1M

+1.3%

Funds that hold it

Weight in FINX

3.8%

Where SoFi Technologies stands now

As of 2 October 2026, SoFi Technologies is behind the S&P 500 on every window Zensei tracks, from one month to one year. The market has preferred other stocks for some time.

Inside its group, SOFI lags: it is behind fintech stocks (FINX) over both the past month and three months. As a group, fintech stocks are losing ground to the S&P 500 right now. The group is in transition, so the stock's place inside it matters more than usual.

SoFi Technologies is 3.8% of FINX, so the fund's direction owes little to it. It sits in 3 of the sector and theme funds Zensei tracks. The thing to watch is the past month: a turn against the market usually shows there first.

SOFI vs the S&P 500: returns

SoFi Technologies and the S&P 500 (SPY) side by side, over each window Zensei tracks.

Window

SOFI

S&P 500

1 week−4.9%−0.2%

2 weeks−5.7%+1.2%

1 month−7.5%+1.3%

3 months−13.5%+3.6%

6 months−0.5%+17.9%

1 year−39.3%+16.2%

Prices as of 2 October 2026 · computed from daily adjusted closes · how we measure

Zensei Edge

SOFI against fintech stocks, in depth

See the size of the gap between SoFi Technologies and fintech stocks (FINX) over every window, its momentum and its relative strength, and where it sits among fintech stocks.

See the full analysis

Which ETFs hold SoFi Technologies?

3 funds that Zensei tracks hold SOFI, by weight. The fund with the largest weight is its sector on this page.

Fund

Weight

FINXFintech StocksMain sector

Global X FinTech ETF

3.8%

IYGFinancial Services Stocks

iShares U.S. Financial Services ETF

0.32%

BUZZSocial Sentiment Stocks

VanEck Social Sentiment ETF

2.0%

SoFi Technologies competitors

The largest other holdings of Global X FinTech ETF (FINX), with their return over the past month.

Stock

Weight

HOODRobinhood Markets

8.8%+8.9%

XYZBlock Inc

6.6%−4.6%

PYPLPayPal

6.4%+1.0%

COINCoinbase

5.6%+3.5%

FISVFiserv Inc

4.1%−14.1%

GPNGlobal Payments Inc

4.1%−12.7%

AFRMn/a

3.6%+1.2%

INTUIntuit Inc

3.6%−18.5%

Each stock measured against the sector, with momentum and relative strengthUnlock with Premium

SoFi Technologies stock: common questions

Is SoFi Technologies stock beating the S&P 500?

As of 2 October 2026, SoFi Technologies (SOFI) is down 7.5% over the past month. The S&P 500 is up 1.3% over the same month. Over three months, the stock is down 13.5% and the S&P 500 is up 3.6%.

Which ETFs hold SoFi Technologies?

As of 2 October 2026, 3 funds that Zensei tracks hold SOFI. Its largest weight is in Global X FinTech ETF (FINX), at 3.8%. It is also in iShares U.S. Financial Services ETF (IYG, 0.3%), VanEck Social Sentiment ETF (BUZZ, 2.0%).

Who are SoFi Technologies's competitors?

As of 2 October 2026, the largest other holdings of Global X FinTech ETF (FINX) are Robinhood Markets (HOOD), Block Inc (XYZ), PayPal (PYPL), Coinbase (COIN), Fiserv Inc (FISV). These are the stocks SoFi Technologies sits next to among fintech stocks.

Is SoFi Technologies doing better than other fintech stocks?

As of 2 October 2026, SoFi Technologies (SOFI) is behind fintech stocks as a group (FINX) over the past three months. Zensei Edge shows the size of the gap, its momentum and its relative strength.

Track SoFi Technologies against fintech stocks and the market

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